This system is much more than a debt elimination program.

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My only regret is not doing this sooner, but again I wouldnt have the experience and struggle to make this work. Right now is the right time, our economy is not getting better and our children and our debts only get bigger, if we dont do anything about it. Put it out there and you will achieve whatever you can dream." "The day we decided to take a leap of faith on the 101 Financial system was the day that has changed our lives forever.

To this date August, 2014, we have paid off $58,000. We had just become parents, and as young parents, we wanted guidance to ensure our familys future.

It took another five months to finally sit down and discuss our finances with Jay. During these five months we added another $80,000.00 to our debt from the solar panels and Hennys work vehicle.

Our first 99 class with Jay took a while because we didnt do our homework. Jays next appointment with us however was even better.

We heard about the 101 system through Jina Magarin, and after 2 months of rescheduling, we were finally able to go to a workshop.

We went in with an open mind, and we knew we found something amazing.Now being only two months out to our wedding day, we have realized how much this system has changed our perspective on life.We are able to dream again, be able to dream bigger dreams and have a solid plan to reach them.101 rekindled the flame of hope for our family, a better future, to spend quality time with our growing family because of financial freedom.In November, 2013, we finally jumped onto the 101 financial system and paid off ,000 of debt within the first month! We were not using our incomes full potential to pay off our debts and minimize the interest monsters.I wished him luck, because I balanced our bills and I wanted him to pay off his debt first before we made bigger financial decisions.